HBOS says it doesn't want its Irish subsidiary in the Irish government's bank guarantee scheme because the parent already got the money it needs from the UK government with less conditions. Barclays says it doesn't want the UK government's capital injections because it can get the same money with less conditions from state-backed Russian banks. And Credit Suisse doesn't want Swiss government bailout money because it can do better with the state-owned Qatar Investment Authority. Did anyone think that 21st century banking would be about the finding the best socialist sugar daddy?