It's all the fault of the Irish

Gordon Brown with yet another culprit in the UK's financial crisis --

The Prime Minister: I have tried to explain in recent weeks that the problem with bank lending is actually the loss of foreign banking and non-banking capacity in this country. Half the lending in mortgages and half the lending to businesses came from that source. When that source leaves, as the Irish, American and other banks have left the country or have run down their capacity, the existing banks must do more.